468 N Main Street
Woodstock, VA 22664


(540) 459-3727


(540) 459-2921


About one in 15 insured homes has a claim each year.

Source: Insurance Information Institute, 2017

What's covered by my homeowners policy? How much liability insurance do I need? What's the best way to take an inventory of my home?

Our newsletter articles are designed to provide helpful information on a wide range of timely topics. Simply click on one of the headlines below and the full article will appear. And keep checking month after month. You never know what story may address your individual situation.


  • Summer Fun: Boat Safety and Insurance Checklist

    Boating accidents, though relatively rare, still pose a serious risk. Before you hit the water, make sure that you have appropriate insurance coverage and follow safe boating practices.

  • Have a Backyard Pool? Tips for Safer Splashing

    Having a swimming pool or spa at your home can provide hours of family fun, but it can also be dangerous, especially for young children. These tips may help protect your family and friends.


  • Rental Car Insurance: Understanding Your Options

    No matter how convenient it may seem, renting a car is a formal financial transaction that involves risk. Doing some advance research into your insurance situation might help you avoid paying for duplicate coverage or facing a hefty bill in the event of an accident.

  • Volcanoes, Mudslides, and Sinkholes: Are You Covered?

    If the first half of 2018, extensive damage from the eruption of Hawaii’s Kilauea Volcano and mudslides near Santa Barbara, California, have raised questions about coverage for unusual natural events. Learn more about coverage, exclusions, and specialized policies.


  • Brace for an Active Hurricane Season

    The 2018 Atlantic hurricane season is projected to be more active than usual, but every hurricane season brings the potential for danger. Consider these tips for protecting your house, planning for evacuation, and carrying appropriate insurance.

  • Parents Hold the Keys to Training Safe Teen Drivers

    A driver's license can create an exciting sense of freedom for a teenager, but parents know this new found freedom comes with plenty of risk. Make sure your teenager has appropriate training, and that both you and your teen understand the applicable rules, safety concerns, and insurance issues.


  • Need a Lift? Ride-Sharing Insurance Issues

    Ride-sharing services can be a cost-effective and convenient transportation method or a source of extra income. However, this quickly growing business carries liability issues for both drivers and passengers.

  • Twister Tips: Tornado Safety

    Although the peak tornado season runs from April to July, tornadoes can strike almost any time of year anywhere in the continental United States. Here are some tips to help keep you safe if a twister blows your way.


  • Are You Ready for the Big One? Quake Risks Are Real

    Though California has experienced the most earthquake damage in recent history, 42 states are at risk for earthquakes. Unfortunately, many people may not know that damage from earthquakes is not covered by standard homeowners insurance policies, though separate coverage is often available.

  • Born to Ride? Bikers Should Consider Safety and Insurance

    More than 8 million motorcycles are on the road in the United States. Unfortunately, there's no way around the fact that riding a motorcycle can be dangerous. Consider these tips before revving up your engine.


  • Eyes on the Road: Guard Against Distracted Driving

    Cell phones are a great invention, but they can be deadly when used behind the wheel. After a decade of decline, motor vehicle fatalities have been rising since 2015, due in part to greater cell phone use and other distracted driving behaviors.

  • Personal Property Insurance: A Diamond May Not Be Forever

    Homeowners or renters insurance may not provide enough protection to replace an engagement ring or other expensive item that is lost or stolen. Purchasing a separate personal property policy or adding a "floater" to a standard policy could provide the protection you need.