Disability Insurance

Barnes & Phillips Insurance’s financial advisors customize disability insurance plans to meet any personal or business coverage requirements. A recognized insurance provider in the Shenandoah County, Woodstock and New Market region offering comprehensive benefit options, Barnes & Phillips Insurance disability protection alleviates financial insecurity and ensures peace of mind in the event of an accident or illness.

Complete disability protection

When the ability to earn an income is jeopardized or eliminated entirely, only appropriate disability coverage can safeguard against financial devastation for both individuals and/or employers. Statistics reveal that approximately one third of North Americans will experience an accident or prolonged disability that interferes with normal functioning for a period of 90 days or more during an average lifespan. The probability for misfortune usually occurs before retirement age making suitable disability insurance coverage essential.

Affordable insurance coverage that meets your needs

Barnes & Phillips Insurance offers several personal and business disability insurance products for professionals, business owners and / or employees in the Shenandoah County, Woodstock and New Market region. Plans are available with standard, optional or specialty benefit features.

Basic coverage can be customized or modified according to specific requirements that range from standard benefits, to the most comprehensive protection plans available. Benefits include coverage for:

  • Long term and recurrent disability
  • Catastrophic disability
  • Rehabilitation programs
  • Transplant surgery
  • Survivorship

Customized benefit plans – easy payment options

Affordable and available with easy payment options, disability insurance may be combined with other financial benefit plans to further enhance protection and financial security. Barnes & Phillips Insurance’s advisors are available now to discuss the many alternatives provided with monthly benefit payments and special cash flow programs.

Hours of Operation

Monday 9:00am - 5:00pm
Tuesday 9:00am - 5:00pm
Wednesday 9:00am - 5:00pm
Thursday 9:00am - 5:00pm
Friday 9:00am - 5:00pm

Woodstock Office

468 North Main Street
Woodstock, VA 22664
Phone: 540-459-3727
Fax: 540-459-2921

New Market Office

9743 Congress Street
New Market, VA 22844
Phone: 540-740-8001
Fax: 540-740-8835